Category Archives: Mortgage

New FHA rules may help if you have had a foreclosure or short sale

Posted on April 11, 2014 by homesbyjim

This new program runs until  2016. Click for full information    

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Posted in FHA, Foreclosure, Home Buying, Housing Market, Mortgage, Short Sale/Foreclosure | Tagged , , , , | Comments Off on New FHA rules may help if you have had a foreclosure or short sale

Discovering the Incredible Advantages of USDA Home Loans

Posted on February 25, 2014 by homesbyjim

Here are a few ideas if you are considering a USDA loan. Discovering the Incredible Advantages of USDA Home Loans.

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Posted in Credit Score, Home Buying, Home for sale, Home Loans, Information, Mortgage, Real Estate, USDA Loans | Comments Off on Discovering the Incredible Advantages of USDA Home Loans

What is a “Deed in Lieu of Foreclosure”?

Posted on November 10, 2013 by homesbyjim

Deed in Lieu of Foreclosure This is an option that many underwater homeowners do not know about. A deed in lieu of foreclosure is when the borrower agrees to give the property to the lender in exchange for cancelling the … Continue reading →

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Posted in Foreclosure, Home for sale, Home Loans, Information, Mortgage, Real Estate, Short Sale/Foreclosure | Tagged , , , | 2 Comments

VA and FHA Appraisals Differ from Normal Appraisals from Kathy Godin

Posted on August 27, 2013 by homesbyjim

Here is some great information from one of my trusted lenders. VA and FHA Appraisals Differ From Normal Appraisals People are attracted to VA and FHA loans since they’re designed to make it easier to purchase a home.  The surprise … Continue reading →

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Posted in Appraisal, FHA, Home Buying, Home for sale, Home Inspection, Home Loans, Information, Mortgage, Real Estate, VA | Tagged , , , , | Comments Off on VA and FHA Appraisals Differ from Normal Appraisals from Kathy Godin

From a good friend of mine. Title search

Posted on August 12, 2013 by homesbyjim

Part of rebuilding New Orleans caused residents often to be challenged with the task of tracing home titles back potentially hundreds of years.  With a community rich with history stretching back over two centuries, houses have been passed along through … Continue reading →

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Posted in Entertaining, Fun, History, Home Buying, Home for sale, Home Improvement, home information, Home Sold, Information, Mortgage, Real Estate | Tagged , , , | Comments Off on From a good friend of mine. Title search

Buying a home after a financial disaster From Kathy Godin

Posted on April 10, 2013 by homesbyjim

Can I ever buy a home again after a financial disaster (bankruptcy, short sale, foreclosure)?  Millions of Americans ask this question and yes is the answer. The biggest second question is ‘when?’  Government rules and regulations plus the complex requirements … Continue reading →

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Posted in Credit Score, Credit Tips, Debt, Home Buying, Home Inspection, Home Loans, Mortgage | Tagged , , | Comments Off on Buying a home after a financial disaster From Kathy Godin

22 Stupidest Mrtgage Underwriting Conditions from my Friend Kathy Godin

Posted on April 8, 2013 by homesbyjim

By Kathy Godin April Fool’s Days seems like good day to bring you the 22 Stupidest Mortgage underwriting conditions.  Though not funny at the time, they are now. An underwriter (person who approves/disapproves) reviews a mortgage loan application.  Often they … Continue reading →

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Posted in Home Buying, Home for sale, Home Loans, Mortgage | Tagged , , | Comments Off on 22 Stupidest Mrtgage Underwriting Conditions from my Friend Kathy Godin

Good news from attorney about a short sale. Contact has been assigned.

Posted on February 12, 2013 by homesbyjim

The attorney I am working with has been notified of a contact for the short sale on Branch view. Good news for the seller. 30 days from start. Moving along well.

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Posted in Fixer upper, Foreclosure, Home Buying, Home for sale, Housing, Local information, Mortgage, Real Estate, Remodel, Renovations, Short Sale/Foreclosure, Wake County nc information | Tagged , , , , | Comments Off on Good news from attorney about a short sale. Contact has been assigned.

New Credit Risk Scoring Promises to Qualify More Borrowers | RISMedia

Posted on November 3, 2012 by homesbyjim

This holds great promise to help the housing market. New Credit Risk Scoring Promises to Qualify More Borrowers | RISMedia

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Posted in Economy, Home for sale, Housing, Housing Market, Housing Trends, Information, Interest Rates, Legislation, Mortgage, Real Estate | Tagged , , , , , | Comments Off on New Credit Risk Scoring Promises to Qualify More Borrowers | RISMedia

Welcome

Posted on September 15, 2012 by homesbyjim

USDA Rural Home loan requirements. This can be a great program if you and the property qualify. To find out, call your Real Estate agent or go to the website below. Welcome

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Posted in Home Buying, Home for sale, Home Loans, Housing, Information, Mortgage, Real Estate | Tagged , , , | Comments Off on Welcome